PB&T Bank proudly serves our local Colorado markets with a personal touch. We created the Direct Interest Checking account to provide our customers with a FREE interest-bearing checking account. Once you set up direct deposit or other automatic payment, your Direct Interest Checking account is ready to put your money to work earning interest at a competitive rate. PB&T’s Direct Interest Checking account features all the tools, accessibility and security you need for your daily financial transactions. With PB&T’s Direct Interest Checking account you receive a free Visa® Debit Card and surcharge-free access to 55,000 Allpoint ATMs worldwide. There is no minimum balance requirement and no monthly service charge. If you have recurring direct deposits or other automatic payments, PB&T’s Direct Interest Checking may be the best checking account for you.
- Competitive interest
- No minimum balance
- No monthly service charges
- FREE Visa® Debit Card
- FREE Online Banking and Bill Pay
- FREE Mobile Banking
- FREE SAFe*Statements
- FREE thank you gift^
- Buy back of your unused checks and debit cards from another financial institution**
- Surcharge-FREE transactions at 55,000 Allpoint ATMs worldwide
How to Open a Direct Interest Checking Account
Provide the following Information and Documentation:
- An initial deposit of $50
- Date of Birth
- A social security number or Tax Identification Number
- A U.S. residential street address
- A State-issued driver’s license, identification card, passport or military ID
This one’s on us! Services that are available to you at no charge, courtesy of PB&T Bank.
- Online Banking
- Online Bill Pay
- Mobile Banking
- Text Banking & Alerts
- Mobile Check Deposit
- 24-Hour Phone Banking
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Offer good on personal accounts only; ask us about our outstanding options for your business or corporation. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.
^Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.