Simply Free Checking Account

Open your free checking account at PB&T Bank today! Call us at 1-888-728-3550 to speak with a live member of our team or visit one of our locations to get started!

A FREE account for everyone! As your local Colorado community bank, PB&T prides ourselves on providing solid, reliable products and services with a personal touch. Our Simply Free Checking account is designed to support your daily financial transactions with the key features you need and none of the fees. With a PB&T Simply Free Checking account, you’ll receive a free Visa® Debit Card, free Online Banking and Bill Pay, and free Mobile Banking. There’s no minimum balance requirement, no monthly service charge and no per-check charge. We’re so confident you’ll love our Simply Free Checking account, we’ll buy back your unused checks and debit cards from another financial institution.

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • FREE Visa® Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking 
  • FREE SAFe*Statements
  • FREE thank you gift^
  • Buy back of your unused checks and debit cards from another financial institution**
  • Surcharge-FREE transactions at 55,000 Allpoint ATM’s worldwide

How to Open a Simply Free Checking Account

Step 1

Open your account in-person at one of our locations or over the phone by speaking to one of our lenders.

Step 2

Provide the following Information and Documentation:

  • An initial deposit of $50
  • Date of Birth
  • A social security number or Tax Identification Number
  • A U.S. residential street address
  • A State-issued driver’s license, identification card, passport or military ID

Complimentary Services

This one’s on us! Services that are available to you at no charge, courtesy of PB&T Bank.

Want to learn more? Call 1-888-728-3550, send us an email or visit one of our locations for more information.

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply.  See fee schedule for details. Offer good on personal accounts only; ask us about our outstanding options for your business or corporation.  Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.

^Free gift may be reported on a 1099-INT or 1099-MISC.  Free gift provided at the time of account opening.

**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.